01
Collect
Receive payments through bank details or wallet addresses.
- EUR bank details (IBAN)
- USD bank details
- A wallet address on Base
Your Money,Without Borders.
- The security and privacy of blockchain.
- The simplicity of traditional banking.
- Move your money 24/7, fast and at low cost.
One account
Collect. Hold. Send. Spend.
02
Hold
Keep your money securely in USD and EUR.
- US dollars, held as USDC
- Euros, held as EURC
- Both on the Base network
03
Send
Transfer money seamlessly to bank accounts or crypto wallets worldwide.
- To Monetra users
- To bank accounts over SEPA and ACH
- To wallets on Base
04
Spend
Coming soonPay anywhere with your Visa card, directly from your balance.
- A virtual card
- Spends from your USD and EUR balances
Illustrative screens from the upcoming Monetra app.
Security
Clear controls, from sign-up to every payment.
- Verified accounts
- Every account opens only after identity verification.
- Confirmed by you
- Money leaving your account is confirmed with a one-time code.
- Fees before you confirm
- You see the full fee, and what arrives, before you send.
- Built on Bridge
- Accounts and payments run on infrastructure powered by Bridge.
Pricing
Free to join. One simple fee.
0.8% + $0.20
per transaction, receiving included
- No membership or monthly fee
- The full fee is shown before you confirm
- Network and bank fees, where they apply, are shown too
Questions
Good to know.
Is Monetra a bank?
No. Monetra is operated by an Estonia-based entity and is not a bank. Your balances are held as USDC and EURC stablecoins through Bridge, our infrastructure partner, and are not bank deposits.
Which currencies and network does Monetra use?
US dollars are held as USDC and euros as EURC, both on the Base network. Not every recipient accepts every asset, so Monetra always shows the asset and the network before you send.
Who can open an account?
Anyone who completes identity verification, where Monetra is available. Some features depend on your country and your verification.
How long does a transfer take?
A transfer to another Monetra account takes about two minutes. Withdrawals to your bank follow SEPA or ACH timing, usually one to two business days.
What does it cost?
Opening an account is free. Each transaction costs 0.8% + $0.20, money you receive included, and you see the full fee before you confirm.
Your Money,Without Borders.
